FAQs

Finitet is the trademark under which Prosperity Investments Ltd. is a credit intermediary licensed by BNB, with a license to provide advice on credit and other banking products;

• We are guided by the rule of 100% +, protecting the best interest of the customer;
• We apply the standards of personal treatment, trust, confidentiality and long-term customer relations that are characteristic of the model and practices of private banking, in which we have significant professional experience;
• The highest level of competence of our employees - each of us has many years of experience in the banking sphere in very high positions and, accordingly, in addition to competence, has the necessary contacts in the banking sphere;

• Usually this question is asked by the client, taking into account mainly the interest rate on the loan for which he will apply, but the best conditions for you individually will be a combination of many other factors
• You will receive the most correct answer based on our professional view of the topic in a personal conversation

The simplest answer is - to have a loan purpose, provable income and a clean CCR. The next steps and requirements for the documents are strictly individual and our mission is to make the process of application, submission and verification of the documents until the approval itself as far as possible: fast, easy, convienient and in defense of your best interest!

The exact answer to this question is strictly individual and we are at your disposal to advise you and offer the most suitable solutions.

In the individual parts there are some of them:

It functions, it can check (+ utensil, intermediary, other co-debtor) that it can conduct, is

1. Terms of use of G/INCOME < = (have a difference or equal to) 50%. A way of making other installments according to your current stated (if the installment of the new loan, it may not be used by 50% of the drought by you to prove income (if either other, consumer, he co-debtor, he and belongs to the participants in the transaction)

2. The service at any cost that can be made for ultimate security are

• Connection of the system and
• the inclusion of the product on the package;

In it of the benefits, the risky issues of the bank will be selected, but cannot be selected, separated from the BNB, the movement of amount/NCP of the bank will be irreplaceable by 85%, if it cannot be obtained from 85%, if it cannot be obtained from 85%, if it cannot be obtained from 85%, if it cannot be obtained from 85%.

Thus used, it is suitable, to be used from what can be made of it, will be presupposed repaired or additionally. The grantor of credit is different from the authority of credit and term credit if it can be used to use the amount of the final loan and be used for the property of everyone. You can be used to add and add poodle food and add information from you.

Yes, also always and at any time with a written request. With mortgages, banks are entitled and apply a 1% penalty on the amount you pay, if this happens only in the first 12 months from the date of conclusion of the contract. Every time you repay a principal earlier, you have the right and must specify what you want to change with the new principal — recalculate a new installment or keep the installment and recalculate the loan term. In case of early repayment, an application is always signed. One additional note - Be careful what you agree to when signing the relevant application - changes should only reflect changes in the remaining principal and term.

Property insurance is absolutely mandatory because it ultimately protects the integrity and value of the property, which serves as collateral for the crediting bank's claim. Banks offer to contract it through them, but they cannot oblige you and you are entitled. Life insurance cannot legally be absolutely mandatory, although in most banks it is a requirement to apply the lowest interest rates.

This is an additional expense on the one hand, but from the point of view of protecting the interests of the family, it is a personal, but also a reasonable choice.